Release 4 5 Snapshot #1

This page is part of the FHIR Specification (v4.0.1: R4 - Mixed Normative and STU ) in it's permanent home (it will always be available at this URL). (v5.0.0-snapshot1: R5 Snapshot #1). The current version which supercedes this version is 5.0.0 . For a full list of available versions, see the Directory of published versions . Page versions: R5 R4B R4 R3 R2

13.1 Resource Coverage - Content

Financial Management Work Group Maturity Level : 2   Trial Use Security Category : Patient Compartments : Patient , RelatedPerson

Financial instrument which may be used to reimburse or pay for health care products and services. Includes both insurance and self-payment.

13.1.1 Scope and Usage

The Coverage resource is intended to provide the high-level identifiers and descriptors of an insurance plan, typically the information which would appear on an insurance card, which may be used to pay, in part or in whole, for the provision of health care products and services.

This resource may also be used to register 'SelfPay' where an individual or organization other than an insurer is taking responsibility for payment for a portion of the health care costs. Selfpay should not be confused with being a guarantor of the patient's account.

The Coverage resource is a "event" resource from a FHIR workflow perspective - see Workflow Request.

13.1.2 Boundaries and Relationships

The eClaim domain includes a number of related insurance resources

Coverage The Coverage resource is intended to provide the high-level identifiers and descriptors of a specific insurance plan for a specific individual - essentially the insurance card information. This may alternately provide the individual or organization, selfpay, which will pay for products and services rendered.
Contract A Contract resource holds the references to parties who have entered into an agreement of some type, the parties who may sign or witness such an agreement, descriptors of the type of agreement and even the actual text or executable copy of the agreement. The agreement may be of a variety of types including service contracts, insurance contracts, directives, etc. The contract may be either definitional or actual instances.
InsurancePlan The InsurancePlan resource holds the definition of an insurance plan which an insurer may offer to potential clients through insurance brokers or an online insurance marketplace. This is only the plan definition and does not contain or reference a list of individuals who have purchased the plan.

13.1.3 References

This resource is referenced by Account , Claim , ClaimResponse , CoverageEligibilityRequest , CoverageEligibilityResponse , DeviceRequest , EnrollmentRequest , ExplanationOfBenefit , MedicationRequest , ServiceRequest and Task .

This resource implements the Event pattern.

13.1.3 13.1.4 Resource Content

Structure

Name Flags Card. Type Description & Constraints doco
. . Coverage TU DomainResource Insurance or medical plan or a payment agreement
Elements defined in Ancestors: id , meta , implicitRules , language , text , contained , extension , modifierExtension
. . . identifier Σ 0..* Identifier Business Identifier for the coverage
. . . status ?! Σ 1..1 code active | cancelled | draft | entered-in-error
Financial Resource Status Codes ( Required )
. . . type Σ 0..1 CodeableConcept Coverage category such as medical or accident
Coverage Type and Self-Pay Codes ( Preferred )
. . . subscriber Σ 0..1 Reference ( Patient | RelatedPerson ) Subscriber to the policy
. . . subscriberId Σ 0..1 string Identifier ID assigned to the subscriber
. . . beneficiary Σ 1..1 Reference ( Patient ) Plan beneficiary
. . . dependent Σ 0..1 string Dependent number
. . . relationship 0..1 CodeableConcept Beneficiary relationship to the subscriber
SubscriberPolicyholder Relationship Codes ( Extensible )
. . . period Σ 0..1 Period Coverage start and end dates
. . . payor Σ 1..* Reference ( Organization | Patient | RelatedPerson ) Issuer of the policy
. . . class 0..* BackboneElement Additional coverage classifications
. . . . type Σ 1..1 CodeableConcept Type of class such as 'group' or 'plan'
Coverage Class Codes ( Extensible )
. . . . value Σ 1..1 string Value associated with the type
. . . . name Σ 0..1 string Human readable description of the type and value
. . . order Σ 0..1 positiveInt Relative order of the coverage
. . . network Σ 0..1 string Insurer network
. . . costToBeneficiary 0..* BackboneElement Patient payments for services/products
. . . . type Σ 0..1 CodeableConcept Cost category
Coverage Copay Type Codes ( Extensible )
. . . . value[x] Σ 1..1 The amount or percentage due from the beneficiary
. . . . . valueQuantity SimpleQuantity
. . . . . valueMoney Money
. . . . exception 0..* BackboneElement Exceptions for patient payments
. . . . . type Σ 1..1 CodeableConcept Exception category
Example Coverage Financial Exception Codes ( Example )
. . . . . period Σ 0..1 Period The effective period of the exception
. . . subrogation 0..1 boolean Reimbursement to insurer
. . . contract 0..* Reference ( Contract ) Contract details

doco Documentation for this format

UML Diagram ( Legend )

Coverage ( DomainResource ) A unique identifier assigned to this coverage identifier : Identifier [0..*] The status of the resource instance (this element modifies the meaning of other elements) status : code [1..1] « A code specifying the state of the resource instance. null (Strength=Required) FinancialResourceStatusCodes ! » The type of coverage: social program, medical plan, accident coverage (workers compensation, auto), group health or payment by an individual or organization type : CodeableConcept [0..1] « The type of insurance: public health, worker compensation; private accident, auto, private health, etc.) or a direct payment by an individual or organization. null (Strength=Preferred) CoverageTypeAndSelf-PayCodes ? » The party who 'owns' the insurance policy policyHolder : Reference [0..1] « Patient | RelatedPerson | Organization » The party who has signed-up for or 'owns' the contractual relationship to the policy or to whom the benefit of the policy for services rendered to them or their family is due subscriber : Reference [0..1] « Patient | RelatedPerson » The insurer assigned ID for the Subscriber subscriberId : string Identifier [0..1] The party who benefits from the insurance coverage; the patient when products and/or services are provided beneficiary : Reference [1..1] « Patient » A unique identifier designator for a dependent under the coverage dependent : string [0..1] The relationship of beneficiary (patient) to the subscriber relationship : CodeableConcept [0..1] « The relationship between the Subscriber and the Beneficiary (insured/covered party/patient). null (Strength=Extensible) SubscriberRelationshipCodes + » Time period during which the coverage is in force. A missing start date indicates the start date isn't known, a missing end date means the coverage is continuing to be in force period : Period [0..1] The program or plan underwriter or payor including both insurance and non-insurance agreements, such as patient-pay agreements payor : Reference [1..*] « Organization | Patient | RelatedPerson » The order of applicability of this coverage relative to other coverages which are currently in force. Note, there may be gaps in the numbering and this does not imply primary, secondary etc. as the specific positioning of coverages depends upon the episode of care order : positiveInt [0..1] The insurer-specific identifier for the insurer-defined network of providers to which the beneficiary may seek treatment which will be covered at the 'in-network' rate, otherwise 'out of network' terms and conditions apply network : string [0..1] When 'subrogation=true' this insurance instance has been included not for adjudication but to provide insurers with the details to recover costs subrogation : boolean [0..1] The policy(s) which constitute this insurance coverage contract : Reference [0..*] « Contract » Class The type of classification for which an insurer-specific class label or number and optional name is provided, for example provided. For example, type may be used to identify a class of coverage or employer group, Policy, Plan policy, or plan type : CodeableConcept [1..1] « The policy classifications, eg. Group, Plan, Class, etc. null (Strength=Extensible) CoverageClassCodes + » The alphanumeric string value associated with the insurer issued label value : string [1..1] A short description for the class name : string [0..1] CostToBeneficiary The category of patient centric costs associated with treatment type : CodeableConcept [0..1] « The types of services to which patient copayments are specified. null (Strength=Extensible) CoverageCopayTypeCodes + » The amount due from the patient for the cost category value[x] : Type DataType [1..1] « Quantity ( SimpleQuantity )| Money » Exemption The code for the specific exception type : CodeableConcept [1..1] « The types of exceptions from the part or full value of financial obligations such as copays. null (Strength=Example) ExampleCoverageFinancialExcep... ?? » The timeframe during when the exception is in force period : Period [0..1] A suite of underwriter specific classifiers class [0..*] A suite of codes indicating exceptions or reductions to patient costs and their effective periods exception [0..*] A suite of codes indicating the cost category and associated amount which have been detailed in the policy and may have been included on the health card costToBeneficiary [0..*]

XML Template 

<Coverage xmlns="http://hl7.org/fhir"> doco
 <!-- from Resource: id, meta, implicitRules, and language -->
 <!-- from DomainResource: text, contained, extension, and modifierExtension -->
 <identifier><!-- 0..* Identifier Business Identifier for the coverage --></identifier>
 <status value="[code]"/><!-- 1..1 active | cancelled | draft | entered-in-error -->
 <type><!-- 0..1 CodeableConcept Coverage category such as medical or accident --></type>
 <</policyHolder>

 <policyHolder><!-- 0..1 Reference(Organization|Patient|RelatedPerson) Owner of the policy --></policyHolder>

 <subscriber><!-- 0..1 Reference(Patient|RelatedPerson) Subscriber to the policy --></subscriber>
 <

 <subscriberId><!-- 0..1 Identifier ID assigned to the subscriber --></subscriberId>

 <beneficiary><!-- 1..1 Reference(Patient) Plan beneficiary --></beneficiary>
 <

 <dependent value="[string]"/><!-- 0..1 Dependent number -->

 <relationship><!-- 0..1 CodeableConcept Beneficiary relationship to the subscriber --></relationship>
 <period><!-- 0..1 Period Coverage start and end dates --></period>
 <payor><!-- 1..* Reference(Organization|Patient|RelatedPerson) Issuer of the policy --></payor>
 <class>  <!-- 0..* Additional coverage classifications -->
  <</type>

  <type><!-- 1..1 CodeableConcept Type of class such as 'group' or 'plan' --></type>

  <value value="[string]"/><!-- 1..1 Value associated with the type -->
  <name value="[string]"/><!-- 0..1 Human readable description of the type and value -->
 </class>
 <order value="[positiveInt]"/><!-- 0..1 Relative order of the coverage -->
 <network value="[string]"/><!-- 0..1 Insurer network -->
 <costToBeneficiary>  <!-- 0..* Patient payments for services/products -->
  <type><!-- 0..1 CodeableConcept Cost category --></type>
  <value[x]><!-- 1..1 Quantity(SimpleQuantity)|Money The amount or percentage due from the beneficiary --></value[x]>
  <exception>  <!-- 0..* Exceptions for patient payments -->
   <type><!-- 1..1 CodeableConcept Exception category --></type>
   <</period>

   <period><!-- 0..1 Period The effective period of the exception --></period>

  </exception>
 </costToBeneficiary>
 <subrogation value="[boolean]"/><!-- 0..1 Reimbursement to insurer -->
 <contract><!-- 0..* Reference(Contract) Contract details --></contract>
</Coverage>

JSON Template 

{doco
  "resourceType" : "Coverage",
  // from Resource: id, meta, implicitRules, and language
  // from DomainResource: text, contained, extension, and modifierExtension
  "identifier" : [{ Identifier }], // Business Identifier for the coverage
  "status" : "<code>", // R!  active | cancelled | draft | entered-in-error
  "type" : { CodeableConcept }, // Coverage category such as medical or accident
  "

  "policyHolder" : { Reference(Organization|Patient|RelatedPerson) }, // Owner of the policy

  "subscriber" : { Reference(Patient|RelatedPerson) }, // Subscriber to the policy
  "

  "subscriberId" : { Identifier }, // ID assigned to the subscriber

  "beneficiary" : { Reference(Patient) }, // R!  Plan beneficiary
  "

  "dependent" : "<string>", // Dependent number

  "relationship" : { CodeableConcept }, // Beneficiary relationship to the subscriber
  "period" : { Period }, // Coverage start and end dates
  "payor" : [{ Reference(Organization|Patient|RelatedPerson) }], // R!  Issuer of the policy
  "class" : [{ // Additional coverage classifications
    "

    "type" : { CodeableConcept }, // R!  Type of class such as 'group' or 'plan'

    "value" : "<string>", // R!  Value associated with the type
    "name" : "<string>" // Human readable description of the type and value
  }],
  "order" : "<positiveInt>", // Relative order of the coverage
  "network" : "<string>", // Insurer network
  "costToBeneficiary" : [{ // Patient payments for services/products
    "type" : { CodeableConcept }, // Cost category
    // value[x]: The amount or percentage due from the beneficiary. One of these 2:
    "valueQuantity" : { Quantity(SimpleQuantity) },
    "valueMoney" : { Money },
    "exception" : [{ // Exceptions for patient payments
      "type" : { CodeableConcept }, // R!  Exception category
      "

      "period" : { Period } // The effective period of the exception

    }]
  }],
  "subrogation" : <boolean>, // Reimbursement to insurer
  "contract" : [{ Reference(Contract) }] // Contract details
}

Turtle Template 

@prefix fhir: <http://hl7.org/fhir/> .doco


[ a fhir:Coverage;
  fhir:nodeRole fhir:treeRoot; # if this is the parser root

  # from Resource: .id, .meta, .implicitRules, and .language
  # from DomainResource: .text, .contained, .extension, and .modifierExtension
  fhir:Coverage.identifier [ Identifier ], ... ; # 0..* Business Identifier for the coverage
  fhir:Coverage.status [ code ]; # 1..1 active | cancelled | draft | entered-in-error
  fhir:Coverage.type [ CodeableConcept ]; # 0..1 Coverage category such as medical or accident
  fhir:

  fhir:Coverage.policyHolder [ Reference(Organization|Patient|RelatedPerson) ]; # 0..1 Owner of the policy

  fhir:Coverage.subscriber [ Reference(Patient|RelatedPerson) ]; # 0..1 Subscriber to the policy
  fhir:

  fhir:Coverage.subscriberId [ Identifier ]; # 0..1 ID assigned to the subscriber

  fhir:Coverage.beneficiary [ Reference(Patient) ]; # 1..1 Plan beneficiary
  fhir:

  fhir:Coverage.dependent [ string ]; # 0..1 Dependent number

  fhir:Coverage.relationship [ CodeableConcept ]; # 0..1 Beneficiary relationship to the subscriber
  fhir:Coverage.period [ Period ]; # 0..1 Coverage start and end dates
  fhir:Coverage.payor [ Reference(Organization|Patient|RelatedPerson) ], ... ; # 1..* Issuer of the policy
  fhir:Coverage.class [ # 0..* Additional coverage classifications
    fhir:

    fhir:Coverage.class.type [ CodeableConcept ]; # 1..1 Type of class such as 'group' or 'plan'

    fhir:Coverage.class.value [ string ]; # 1..1 Value associated with the type
    fhir:Coverage.class.name [ string ]; # 0..1 Human readable description of the type and value
  ], ...;
  fhir:Coverage.order [ positiveInt ]; # 0..1 Relative order of the coverage
  fhir:Coverage.network [ string ]; # 0..1 Insurer network
  fhir:Coverage.costToBeneficiary [ # 0..* Patient payments for services/products
    fhir:Coverage.costToBeneficiary.type [ CodeableConcept ]; # 0..1 Cost category
    # Coverage.costToBeneficiary.value[x] : 1..1 The amount or percentage due from the beneficiary. One of these 2
      fhir:Coverage.costToBeneficiary.valueSimpleQuantity [ Quantity(SimpleQuantity) ]
      fhir:Coverage.costToBeneficiary.valueMoney [ Money ]
    fhir:Coverage.costToBeneficiary.exception [ # 0..* Exceptions for patient payments
      fhir:Coverage.costToBeneficiary.exception.type [ CodeableConcept ]; # 1..1 Exception category
      fhir:

      fhir:Coverage.costToBeneficiary.exception.period [ Period ]; # 0..1 The effective period of the exception

    ], ...;
  ], ...;
  fhir:Coverage.subrogation [ boolean ]; # 0..1 Reimbursement to insurer
  fhir:Coverage.contract [ Reference(Contract) ], ... ; # 0..* Contract details
]

Changes since R3

Coverage
Coverage.status
  • Min Cardinality changed from 0 to 1 Change value set from http://hl7.org/fhir/ValueSet/fm-status http://hl7.org/fhir/ValueSet/fm-status|4.0.0 to http://hl7.org/fhir/ValueSet/fm-status|4.0.1 http://hl7.org/fhir/ValueSet/fm-status|5.0.0-snapshot1
Coverage.beneficiary Coverage.subscriberId
  • Min Cardinality Type changed from 0 string to 1 Coverage.relationship Add Binding http://hl7.org/fhir/ValueSet/subscriber-relationship (extensible) Identifier
Coverage.payor Min Cardinality changed from 0 to 1 Coverage.class Renamed from grouping to class Max Cardinality changed from 1 to * Coverage.class.type Added Mandatory Element Coverage.class.value Added Mandatory Element Coverage.class.name Added Element Coverage.costToBeneficiary Added Element Coverage.costToBeneficiary.type Added Element Coverage.costToBeneficiary.value[x]
  • Added Mandatory Element Coverage.costToBeneficiary.exception Added Element Coverage.costToBeneficiary.exception.type Added Mandatory Element Coverage.costToBeneficiary.exception.period Added Element Coverage.subrogation Added Element Coverage.grouping.group deleted Coverage.grouping.groupDisplay deleted Coverage.grouping.subGroup deleted Coverage.grouping.subGroupDisplay deleted Coverage.grouping.plan deleted Coverage.grouping.planDisplay deleted Coverage.grouping.subPlan deleted Coverage.grouping.subPlanDisplay deleted Coverage.grouping.class deleted Coverage.grouping.classDisplay deleted Coverage.grouping.subClass deleted Coverage.grouping.subClassDisplay deleted Add Type Quantity()
    • Coverage.sequence
  • deleted Remove Type Quantity()

See the Full Difference for further information

This analysis is available as XML or JSON .

See R3 <--> R4 Conversion Maps (status = 4 tests that all execute ok. 1 fail round-trip testing and all r3 resources are valid.)

Structure

Name Flags Card. Type Description & Constraints doco
. . Coverage TU DomainResource Insurance or medical plan or a payment agreement
Elements defined in Ancestors: id , meta , implicitRules , language , text , contained , extension , modifierExtension
. . . identifier Σ 0..* Identifier Business Identifier for the coverage
. . . status ?! Σ 1..1 code active | cancelled | draft | entered-in-error
Financial Resource Status Codes ( Required )
. . . type Σ 0..1 CodeableConcept Coverage category such as medical or accident
Coverage Type and Self-Pay Codes ( Preferred )
. . . subscriber Σ 0..1 Reference ( Patient | RelatedPerson ) Subscriber to the policy
. . . subscriberId Σ 0..1 string Identifier ID assigned to the subscriber
. . . beneficiary Σ 1..1 Reference ( Patient ) Plan beneficiary
. . . dependent Σ 0..1 string Dependent number
. . . relationship 0..1 CodeableConcept Beneficiary relationship to the subscriber
SubscriberPolicyholder Relationship Codes ( Extensible )
. . . period Σ 0..1 Period Coverage start and end dates
. . . payor Σ 1..* Reference ( Organization | Patient | RelatedPerson ) Issuer of the policy
. . . class 0..* BackboneElement Additional coverage classifications
. . . . type Σ 1..1 CodeableConcept Type of class such as 'group' or 'plan'
Coverage Class Codes ( Extensible )
. . . . value Σ 1..1 string Value associated with the type
. . . . name Σ 0..1 string Human readable description of the type and value
. . . order Σ 0..1 positiveInt Relative order of the coverage
. . . network Σ 0..1 string Insurer network
. . . costToBeneficiary 0..* BackboneElement Patient payments for services/products
. . . . type Σ 0..1 CodeableConcept Cost category
Coverage Copay Type Codes ( Extensible )
. . . . value[x] Σ 1..1 The amount or percentage due from the beneficiary
. . . . . valueQuantity SimpleQuantity
. . . . . valueMoney Money
. . . . exception 0..* BackboneElement Exceptions for patient payments
. . . . . type Σ 1..1 CodeableConcept Exception category
Example Coverage Financial Exception Codes ( Example )
. . . . . period Σ 0..1 Period The effective period of the exception
. . . subrogation 0..1 boolean Reimbursement to insurer
. . . contract 0..* Reference ( Contract ) Contract details

doco Documentation for this format

UML Diagram ( Legend )

Coverage ( DomainResource ) A unique identifier assigned to this coverage identifier : Identifier [0..*] The status of the resource instance (this element modifies the meaning of other elements) status : code [1..1] « A code specifying the state of the resource instance. null (Strength=Required) FinancialResourceStatusCodes ! » The type of coverage: social program, medical plan, accident coverage (workers compensation, auto), group health or payment by an individual or organization type : CodeableConcept [0..1] « The type of insurance: public health, worker compensation; private accident, auto, private health, etc.) or a direct payment by an individual or organization. null (Strength=Preferred) CoverageTypeAndSelf-PayCodes ? » The party who 'owns' the insurance policy policyHolder : Reference [0..1] « Patient | RelatedPerson | Organization » The party who has signed-up for or 'owns' the contractual relationship to the policy or to whom the benefit of the policy for services rendered to them or their family is due subscriber : Reference [0..1] « Patient | RelatedPerson » The insurer assigned ID for the Subscriber subscriberId : string Identifier [0..1] The party who benefits from the insurance coverage; the patient when products and/or services are provided beneficiary : Reference [1..1] « Patient » A unique identifier designator for a dependent under the coverage dependent : string [0..1] The relationship of beneficiary (patient) to the subscriber relationship : CodeableConcept [0..1] « The relationship between the Subscriber and the Beneficiary (insured/covered party/patient). null (Strength=Extensible) SubscriberRelationshipCodes + » Time period during which the coverage is in force. A missing start date indicates the start date isn't known, a missing end date means the coverage is continuing to be in force period : Period [0..1] The program or plan underwriter or payor including both insurance and non-insurance agreements, such as patient-pay agreements payor : Reference [1..*] « Organization | Patient | RelatedPerson » The order of applicability of this coverage relative to other coverages which are currently in force. Note, there may be gaps in the numbering and this does not imply primary, secondary etc. as the specific positioning of coverages depends upon the episode of care order : positiveInt [0..1] The insurer-specific identifier for the insurer-defined network of providers to which the beneficiary may seek treatment which will be covered at the 'in-network' rate, otherwise 'out of network' terms and conditions apply network : string [0..1] When 'subrogation=true' this insurance instance has been included not for adjudication but to provide insurers with the details to recover costs subrogation : boolean [0..1] The policy(s) which constitute this insurance coverage contract : Reference [0..*] « Contract » Class The type of classification for which an insurer-specific class label or number and optional name is provided, for example provided. For example, type may be used to identify a class of coverage or employer group, Policy, Plan policy, or plan type : CodeableConcept [1..1] « The policy classifications, eg. Group, Plan, Class, etc. null (Strength=Extensible) CoverageClassCodes + » The alphanumeric string value associated with the insurer issued label value : string [1..1] A short description for the class name : string [0..1] CostToBeneficiary The category of patient centric costs associated with treatment type : CodeableConcept [0..1] « The types of services to which patient copayments are specified. null (Strength=Extensible) CoverageCopayTypeCodes + » The amount due from the patient for the cost category value[x] : Type DataType [1..1] « Quantity ( SimpleQuantity )| Money » Exemption The code for the specific exception type : CodeableConcept [1..1] « The types of exceptions from the part or full value of financial obligations such as copays. null (Strength=Example) ExampleCoverageFinancialExcep... ?? » The timeframe during when the exception is in force period : Period [0..1] A suite of underwriter specific classifiers class [0..*] A suite of codes indicating exceptions or reductions to patient costs and their effective periods exception [0..*] A suite of codes indicating the cost category and associated amount which have been detailed in the policy and may have been included on the health card costToBeneficiary [0..*]

XML Template 

<Coverage xmlns="http://hl7.org/fhir"> doco
 <!-- from Resource: id, meta, implicitRules, and language -->
 <!-- from DomainResource: text, contained, extension, and modifierExtension -->
 <identifier><!-- 0..* Identifier Business Identifier for the coverage --></identifier>
 <status value="[code]"/><!-- 1..1 active | cancelled | draft | entered-in-error -->
 <type><!-- 0..1 CodeableConcept Coverage category such as medical or accident --></type>
 <</policyHolder>

 <policyHolder><!-- 0..1 Reference(Organization|Patient|RelatedPerson) Owner of the policy --></policyHolder>

 <subscriber><!-- 0..1 Reference(Patient|RelatedPerson) Subscriber to the policy --></subscriber>
 <

 <subscriberId><!-- 0..1 Identifier ID assigned to the subscriber --></subscriberId>

 <beneficiary><!-- 1..1 Reference(Patient) Plan beneficiary --></beneficiary>
 <

 <dependent value="[string]"/><!-- 0..1 Dependent number -->

 <relationship><!-- 0..1 CodeableConcept Beneficiary relationship to the subscriber --></relationship>
 <period><!-- 0..1 Period Coverage start and end dates --></period>
 <payor><!-- 1..* Reference(Organization|Patient|RelatedPerson) Issuer of the policy --></payor>
 <class>  <!-- 0..* Additional coverage classifications -->
  <</type>

  <type><!-- 1..1 CodeableConcept Type of class such as 'group' or 'plan' --></type>

  <value value="[string]"/><!-- 1..1 Value associated with the type -->
  <name value="[string]"/><!-- 0..1 Human readable description of the type and value -->
 </class>
 <order value="[positiveInt]"/><!-- 0..1 Relative order of the coverage -->
 <network value="[string]"/><!-- 0..1 Insurer network -->
 <costToBeneficiary>  <!-- 0..* Patient payments for services/products -->
  <type><!-- 0..1 CodeableConcept Cost category --></type>
  <value[x]><!-- 1..1 Quantity(SimpleQuantity)|Money The amount or percentage due from the beneficiary --></value[x]>
  <exception>  <!-- 0..* Exceptions for patient payments -->
   <type><!-- 1..1 CodeableConcept Exception category --></type>
   <</period>

   <period><!-- 0..1 Period The effective period of the exception --></period>

  </exception>
 </costToBeneficiary>
 <subrogation value="[boolean]"/><!-- 0..1 Reimbursement to insurer -->
 <contract><!-- 0..* Reference(Contract) Contract details --></contract>
</Coverage>

JSON Template 

{doco
  "resourceType" : "Coverage",
  // from Resource: id, meta, implicitRules, and language
  // from DomainResource: text, contained, extension, and modifierExtension
  "identifier" : [{ Identifier }], // Business Identifier for the coverage
  "status" : "<code>", // R!  active | cancelled | draft | entered-in-error
  "type" : { CodeableConcept }, // Coverage category such as medical or accident
  "

  "policyHolder" : { Reference(Organization|Patient|RelatedPerson) }, // Owner of the policy

  "subscriber" : { Reference(Patient|RelatedPerson) }, // Subscriber to the policy
  "

  "subscriberId" : { Identifier }, // ID assigned to the subscriber

  "beneficiary" : { Reference(Patient) }, // R!  Plan beneficiary
  "

  "dependent" : "<string>", // Dependent number

  "relationship" : { CodeableConcept }, // Beneficiary relationship to the subscriber
  "period" : { Period }, // Coverage start and end dates
  "payor" : [{ Reference(Organization|Patient|RelatedPerson) }], // R!  Issuer of the policy
  "class" : [{ // Additional coverage classifications
    "

    "type" : { CodeableConcept }, // R!  Type of class such as 'group' or 'plan'

    "value" : "<string>", // R!  Value associated with the type
    "name" : "<string>" // Human readable description of the type and value
  }],
  "order" : "<positiveInt>", // Relative order of the coverage
  "network" : "<string>", // Insurer network
  "costToBeneficiary" : [{ // Patient payments for services/products
    "type" : { CodeableConcept }, // Cost category
    // value[x]: The amount or percentage due from the beneficiary. One of these 2:
    "valueQuantity" : { Quantity(SimpleQuantity) },
    "valueMoney" : { Money },
    "exception" : [{ // Exceptions for patient payments
      "type" : { CodeableConcept }, // R!  Exception category
      "

      "period" : { Period } // The effective period of the exception

    }]
  }],
  "subrogation" : <boolean>, // Reimbursement to insurer
  "contract" : [{ Reference(Contract) }] // Contract details
}

Turtle Template 

@prefix fhir: <http://hl7.org/fhir/> .doco


[ a fhir:Coverage;
  fhir:nodeRole fhir:treeRoot; # if this is the parser root

  # from Resource: .id, .meta, .implicitRules, and .language
  # from DomainResource: .text, .contained, .extension, and .modifierExtension
  fhir:Coverage.identifier [ Identifier ], ... ; # 0..* Business Identifier for the coverage
  fhir:Coverage.status [ code ]; # 1..1 active | cancelled | draft | entered-in-error
  fhir:Coverage.type [ CodeableConcept ]; # 0..1 Coverage category such as medical or accident
  fhir:

  fhir:Coverage.policyHolder [ Reference(Organization|Patient|RelatedPerson) ]; # 0..1 Owner of the policy

  fhir:Coverage.subscriber [ Reference(Patient|RelatedPerson) ]; # 0..1 Subscriber to the policy
  fhir:

  fhir:Coverage.subscriberId [ Identifier ]; # 0..1 ID assigned to the subscriber

  fhir:Coverage.beneficiary [ Reference(Patient) ]; # 1..1 Plan beneficiary
  fhir:

  fhir:Coverage.dependent [ string ]; # 0..1 Dependent number

  fhir:Coverage.relationship [ CodeableConcept ]; # 0..1 Beneficiary relationship to the subscriber
  fhir:Coverage.period [ Period ]; # 0..1 Coverage start and end dates
  fhir:Coverage.payor [ Reference(Organization|Patient|RelatedPerson) ], ... ; # 1..* Issuer of the policy
  fhir:Coverage.class [ # 0..* Additional coverage classifications
    fhir:

    fhir:Coverage.class.type [ CodeableConcept ]; # 1..1 Type of class such as 'group' or 'plan'

    fhir:Coverage.class.value [ string ]; # 1..1 Value associated with the type
    fhir:Coverage.class.name [ string ]; # 0..1 Human readable description of the type and value
  ], ...;
  fhir:Coverage.order [ positiveInt ]; # 0..1 Relative order of the coverage
  fhir:Coverage.network [ string ]; # 0..1 Insurer network
  fhir:Coverage.costToBeneficiary [ # 0..* Patient payments for services/products
    fhir:Coverage.costToBeneficiary.type [ CodeableConcept ]; # 0..1 Cost category
    # Coverage.costToBeneficiary.value[x] : 1..1 The amount or percentage due from the beneficiary. One of these 2
      fhir:Coverage.costToBeneficiary.valueSimpleQuantity [ Quantity(SimpleQuantity) ]
      fhir:Coverage.costToBeneficiary.valueMoney [ Money ]
    fhir:Coverage.costToBeneficiary.exception [ # 0..* Exceptions for patient payments
      fhir:Coverage.costToBeneficiary.exception.type [ CodeableConcept ]; # 1..1 Exception category
      fhir:

      fhir:Coverage.costToBeneficiary.exception.period [ Period ]; # 0..1 The effective period of the exception

    ], ...;
  ], ...;
  fhir:Coverage.subrogation [ boolean ]; # 0..1 Reimbursement to insurer
  fhir:Coverage.contract [ Reference(Contract) ], ... ; # 0..* Contract details
]

Changes since Release 3

Coverage
Coverage.status
  • Min Cardinality changed from 0 to 1 Change value set from http://hl7.org/fhir/ValueSet/fm-status http://hl7.org/fhir/ValueSet/fm-status|4.0.0 to http://hl7.org/fhir/ValueSet/fm-status|4.0.1 http://hl7.org/fhir/ValueSet/fm-status|5.0.0-snapshot1
Coverage.beneficiary Coverage.subscriberId
  • Min Cardinality Type changed from 0 string to 1 Coverage.relationship Add Binding http://hl7.org/fhir/ValueSet/subscriber-relationship (extensible) Identifier
Coverage.payor Min Cardinality changed from 0 to 1 Coverage.class Renamed from grouping to class Max Cardinality changed from 1 to * Coverage.class.type Added Mandatory Element Coverage.class.value Added Mandatory Element Coverage.class.name Added Element Coverage.costToBeneficiary Added Element Coverage.costToBeneficiary.type Added Element Coverage.costToBeneficiary.value[x]
  • Added Mandatory Element Coverage.costToBeneficiary.exception Added Element Coverage.costToBeneficiary.exception.type Added Mandatory Element Coverage.costToBeneficiary.exception.period Added Element Coverage.subrogation Added Element Coverage.grouping.group deleted Coverage.grouping.groupDisplay deleted Coverage.grouping.subGroup deleted Coverage.grouping.subGroupDisplay deleted Coverage.grouping.plan deleted Coverage.grouping.planDisplay deleted Coverage.grouping.subPlan deleted Coverage.grouping.subPlanDisplay deleted Coverage.grouping.class deleted Coverage.grouping.classDisplay deleted Coverage.grouping.subClass deleted Coverage.grouping.subClassDisplay deleted Add Type Quantity()
    • Coverage.sequence
  • deleted Remove Type Quantity()

See the Full Difference for further information

This analysis is available as XML or JSON .

See R3 <--> R4 Conversion Maps (status = 4 tests that all execute ok. 1 fail round-trip testing and all r3 resources are valid.)

 

See the Profiles & Extensions and the alternate definitions: Master Definition XML + JSON , XML Schema / Schematron + JSON Schema , ShEx (for Turtle ) + see the extensions , the spreadsheet version & the dependency analysis a

13.1.3.1 13.1.4.1 Terminology Bindings

Path Definition Type Reference
Coverage.status A code specifying the state of the resource instance. Required FinancialResourceStatusCodes
Coverage.type The type of insurance: public health, worker compensation; private accident, auto, private health, etc.) or a direct payment by an individual or organization. Preferred CoverageTypeAndSelf-PayCodes
Coverage.relationship The relationship between the Subscriber and the Beneficiary (insured/covered party/patient). Extensible SubscriberRelationshipCodes
Coverage.class.type The policy classifications, eg. Group, Plan, Class, etc. Extensible CoverageClassCodes
Coverage.costToBeneficiary.type The types of services to which patient copayments are specified. Extensible CoverageCopayTypeCodes
Coverage.costToBeneficiary.exception.type The types of exceptions from the part or full value of financial obligations such as copays. Example ExampleCoverageFinancialExceptionCodes

13.1.4 13.1.5 Search Parameters

Search parameters for this resource. The common parameters also apply. See Searching for more information about searching in REST, messaging, and services.

Name Type Description Expression In Common
beneficiary reference Covered party Coverage.beneficiary
( Patient )
class-type token Coverage class (eg. plan, group) Coverage.class.type
class-value N string Value of the class (eg. Plan number, group number) Coverage.class.value
dependent N string Dependent number Coverage.dependent
identifier token The primary identifier of the insured and the coverage Coverage.identifier
patient reference Retrieve coverages for a patient Coverage.beneficiary
( Patient )
payor reference The identity of the insurer or party paying for services Coverage.payor
( Organization , Patient , RelatedPerson )
policy-holder reference Reference to the policyholder Coverage.policyHolder
( Organization , Patient , RelatedPerson )
status N token The status of the Coverage Coverage.status
subscriber reference Reference to the subscriber Coverage.subscriber
( Patient , RelatedPerson )
type token The kind of coverage (health plan, auto, Workers Compensation) Coverage.type